Online Application Form

Finance - Alpha BSE

Used responsibly, finance is a great way to spread the cost of your purchase.

What you need to know

Used responsibly, finance is a great way to spread the cost of your purchase. We’ve teamed up with Omni Capital, whose secure technology lets you complete a loan application with one or more carefully selected lenders quickly and easily. Omni Capital is authorised and regulated by the Financial Conduct Authority. You can find out more about Omni Capital below.
http://omnicapitalretailfinance.co.uk
Once you have confirmed your course booking with one of the team at Alpha BSE Training, they will email you a link that will redirect you to the Omni Capital finance application.
The application form is quick and simple and includes help text throughout to assist you. You will receive a decision from your lender in just a few seconds. Please be aware that finance options are a form of credit. If you fail to maintain your payments, your lender could ask a debt collector to contact you or commence legal action to recover the money you owe. A poor repayment record will affect your credit file.

Lender Arrangements

Lender hold the required authorisation and permissions to provide you with credit. They need to meet high responsible lending standards, so you can rest assured that your application will be considered fairly and responsibly.

To contact Omni Capital customer support team on customerenquiries@ocrf.co.uk or by phone on 0333 240 8317.

Check your Eligibility

Your Integration Specialist or Account manager will give you the right eligibility criteria to use here:

To be considered for finance, you will need to meet all of the following criteria:

  • At least 18 years old
  • Gross annual income of £5,000+
  • UK resident (of 3 years or more)
  • UK bank account capable of accepting Direct Debits
  • You are not currently bankrupt, subject to an Individual Voluntary Arrangement (“IVA”), or have any Country Court Judgments (“CCJs”)

Available Finance options

We offer a range of interest-free and interest-bearing finance options to help you spread the cost
of your course.

Select from 12-months interest free and 24, 36 and 48-months 15.90% APR interest-bearing, the value of the loan needs to be over £1000 and no more than £20,000. You can set a loan deposit between 5% to 50% of the value of the course cost.

Representative example

  • Course price £3500.00
  • Deposit £700.00
  • 12 months @ annual
  • interest rate of 0% (Fixed)
  • Monthly repayments will be £233.33
  • Total amount of interest £0
  • Total repayable of £2800.00

Understanding the numbers

We wants to make sure that you understand the costs, terms and key features of the finance options that are available to you.

Our team will explain the key terms of the finance options available, including the interest rate, repayment period and any fees or charges on the finance.

You will be able to select the repayment term which is most affordable for you. Our team will describe a typical example of what you could expect your loan amount, interest, and monthly payments to look like, should you be accepted for finance.

It’s important that you understand what this information means for you before you decide to apply for finance.

Whichever finance option you choose to apply for, you need to be sure that you can afford to pay the deposit and keep up with your monthly repayments. You should think about any changes to your situation that might occur during the term of the loan, which could impact on your finances – e.g. retirement, moving home, changing jobs, or any health issues which could affect your income or expenditure. For instance, you may be charged missed or late payment fees if you don’t keep up with your payments.